Pioneer Capital Advisory

Pioneer Capital Advisory moves fast, connects you with the right lenders, and helps structure creative financing solutions that minimize your out-of-pocket cash. Did I mention there's no cost to you?
Pioneer Capital Advisory

Your Expert Guide to securing SBA 7(a) Financing

Business Highlights

  • Location: US (nationwide; delivered remotely)
  • Services Provided: Loan Broker (they find you the right debt provider)
  • Price Range: Free (paid by the bank once your loan closes)
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Our Take: if you aren't yet tied to a bank, a broker is a no-brainer given you don't pay their fee. Matthias (the guy behind PCA) is a machine - I reached out to him about an LOI I had out (that unfortunately didn't close) and he setup a meeting while on the other side of the world vacationing. He was great to work with, however briefly, and will likely be who I use when the time comes. He's all over LinkedIn too - clearly sees a ton of deals and knows the best fit lenders for each deal.

Overview

Navigating SBA 7(a) financing can be a headache—Pioneer Capital Advisory makes it simple. With deep expertise in business acquisition financing, they specialize in getting deals across the finish line, whether you’re a first-time buyer or a seasoned entrepreneur. Unlike traditional banks that may drag their feet or give unclear answers, Pioneer moves fast, connects you with the right lenders, and helps structure creative financing solutions that minimize your out-of-pocket cash.

Why Work with them?

Most law firms are slow, expensive, and don’t “get” small business acquisitions. SMB Law Group flips that on its head by offering:

They Get Deals Closed – Over $100M in SBA 7(a) loans closed.

They Work for You, Not the Banks – They get paid by lenders, so you don’t pay extra for their help.

They Cut Through the SBA Red Tape – No guessing, no delays—just clear guidance and faster funding.

Founder-Led ExpertiseMatthias Smith, the founder, has personally closed $300M+ in SBA loans.

Who Should Work with them?

✔️ Acquisition entrepreneurs looking for SBA 7(a) loans in the $1M–$5M range.

✔️ Self-funded searchers who need a fast, clear financing path.

✔️ Experienced operators expanding via acquisition.

✔️ Buyers who don’t want to waste time chasing unresponsive banks.

What They Help With

🔹 SBA 7(a) Loan Structuring – From LOI to funding, ensuring the best possible terms.

🔹 Lender Matching – Connecting you with the right banks that actually want to fund your deal.

🔹 Creative Financing Strategies – Using seller notes, partial standbys, and earnouts to maximize leverage.

🔹 Deal Feasibility Analysis – Upfront guidance on what works and what won’t get funded.

🔹 End-to-End Loan Support – Handling SBA paperwork, negotiating lender terms, and keeping deals moving.

Why They’re Worth It

Pioneer Capital Advisory isn’t just another loan broker—they’re a deal-closer. With over $100M in SBA 7(a) loans funded, they know exactly what it takes to get financing approved quickly and efficiently. Unlike banks that might leave you hanging or push your application through layers of bureaucracy, Pioneer cuts through the red tape, making the process smoother and faster. Since they get paid by lenders—not you—you get expert guidance at no extra cost. Plus, with Matthias Smith at the helm, who’s personally closed over $300M in SBA loans, you’re working with a team that truly understands acquisition financing inside and out.

Pioneer Capital Advisory | We Help You Secure SBA 7(a) Financing.
Are you looking for SBA 7(a) Financing? Our Innovative Approach is Tailored to Buyers Like You.

Services Provided

Pioneer Capital Advisory specializes in SBA 7(a) financing for business acquisitions, ensuring buyers get the best possible loan terms with minimal hassle. Their services include:

  • SBA 7(a) Loan Structuring – Helping buyers navigate loan terms, down payments, and seller financing options to maximize leverage.
  • Lender Matching & Negotiation – Connecting buyers with SBA-preferred lenders that are most likely to fund their deal quickly and efficiently.
  • Deal Feasibility Analysis – Reviewing financials, industry trends, and lender appetite to ensure your deal is fundable before you waste time.
  • Creative Financing Strategies – Structuring seller notes, earnouts, and standby agreements to reduce cash out-of-pocket.
  • End-to-End Loan Support – Managing the entire loan process, from application to approval, ensuring no delays or surprises.

Whether you’re buying your first business or adding to your portfolio, Pioneer Capital Advisory makes SBA financing faster, easier, and more predictable.


Testimonials

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About the author
Tom Tofield

Tom Tofield

Part-time searcher by night, M&A integration expert by day, and founder of ETA Orbit. Obsessed with all things acquisition entrepreneurship, and looking to help share what I can with the community.

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