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If you’re in the middle of an SBA 7(a) deal—or even thinking about using SBA financing—you need to pay attention. The SBA just dropped a major rule change that directly impacts foreign investors in 7(a) transactions. And if your deal includes non-U.S. investors, you need to make some adjustments.

So, you’ve found a small business under $5 million that you want to acquire. Now comes the fun part—figuring out how to finance it without draining your personal savings or selling an organ on the black market.

When Trump’s team hit pause on a bunch of federal grants and loans last week, a lot of people started sweating— especially those in the ETA realm. With SBA 7(a) loans being one of the main ways to finance deals, the thought of funding drying up was terrifying to say the least.